We help improve your credit score by introducing loans and a credit card onto your credit report.
These loans and credit cards are arranged via our exclusive 3rd party lenders.
We monitor and synchronize these new trade lines, in order to help you achieve your goals and get the credit score that you deserve.
The America Credit System works fast and our credit experts understand how the credit scoring system works. We engineer the reporting so that your credit score will improve quicker as you make your payments on time. We also help you protect your credit from Identity theft and credit fraud 24 hours a day, 7 days a week. Our partnership with Identity Lock and their programs will guarantee the safety of your credit report while on their watch! There is no sense in building a new healthy credit report and credit score, if you are not going to protect it! Identity Lock will also include their Credit Monitoring program attached to your Equifax, Experian and Transunion Credit Reports, leaving you rest assured that your credit score will continue to increase in a positive manner on both reposts.
WHERE YOUR CREDIT REPORT AND CREDIT SCORE IS IMPORTANT
Virtually everything you do these days involves your credit rating, credit score and you having a good credit report means so much. Your American credit rating and credit score tells Banks, Lenders, Credit Card Companies, Insurers, Landlords, Loan officers, Mortgage Agencies and Employers what credit risk level you may be and whether they should accept you as a client, employee or approve your loan, mortgage or credit card application. In many cases you may be subjected to higher interest rates because of the bad credit showing up on your credit report and even worse, you may simply get declined for credit you applied for.
America Credit Fix works with American Credit reports and helps you get the credit you deserve!
WHY YOU NEED A CLEAN CREDIT REPORT
Your America Credit Program tells creditors, mortgage lenders, automobile finance agencies and credit card companies that you really care about your credit rating and your credit score! By demonstrating your commitment to improve your credit, you are sending a strong message to those lenders viewing your credit report that you mean business and it is important to you that your credit bureau is as important to you as it is to them. Clean credit means more loan approvals and better interest rates for you. Good credit can save you thousands of dollars on mortgages, auto loans and credit cards.
HOW WE HELP IMPROVE YOUR CREDIT RATING
The Credit Experts at America Credit Fix are not rocket scientists! With that being said, they are true American Credit experts that know and understand your credit report, credit score and know exactly how to improve your credit rating on your credit bureaus. They also understand how to help get you new responsible good credit that shows up on your American credit bureau fast. The longer you have a good payment history showing up on your credit report the higher your credit score will usually climb. Plain and simple…. pay on time and keep your credit under the prescribed credit limits and your score may skyrocket! Most credit specialists know that credit agencies, auto lenders, and mortgage companies like to see at least 3 positive trade lines on your credit report!
Growing healthy clean credit is very important. In order to obtain the highest credit score you will need a blend of credit types. The America Credit program will work with you to help set up Revolving and Installment credit.
It is also important not to over utilize your credit cards. Revolving credit is best kept under 70% of the limit and we strongly discourage taking your credit to or over the limit. These practices will lower your score and lenders may perceive you as a higher risk consumer.